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Voluntary Benefit Programs

 
Who Is Eligible?

To qualify for coverage under the Trust's benefit plans, you must meet the qualifications stated below for each plan. In addition, you must complete and submit the required enrollment forms to the HSTA Voluntary Employees Beneficiary Association Trust Office. Coverage for you and your eligible dependents, if applicable, will be effective on the first day of the calendar month following the receipt of your completed enrollment forms by the Trust Office.

Life Insurance – Basic Plan

  • Be an Active, Associate, or Retired HSTA Member.

Life Insurance – Basic Plus Plan

  • Be an Active, Associate, or Retired HSTA Member.

Short-Term Income Protection Insurance Plan

  • Be an Active HSTA Member, and
  • Be actively employed in Bargaining Unit 5 in the field of education and working a minimum of 17.5 hours per week.

Long-Term Income Protection Insurance Plan

  • Be an Active HSTA Member regularly employed on a scheduled basis and working a minimum of 17.5 hours per week, or
  • Be an Associate HSTA Member regularly employed by the State of Hawaii, or
  • Be a regularly scheduled employee of the Hawaii State Teachers Association.

Long-Term Care Insurance Plan

  • Be an Active, Associate, or Retired HSTA Member, and
  • Be enrolled and continuously covered as an eligible participant under one (1) or more of the Trust's benefit plans, other than the Long Term Care Insurance Plan.

Critical Illness Insurance Benefits

  • All Active and Associate HSTA Members and regularly scheduled employees of the Hawaii State Teachers Association are eligible to enroll in the Critical Illness Insurance Plan.
Eligible Dependents

Eligible dependents include your legal spouse and unmarried children under 19 years of age. The term "children" includes a natural child, an adopted child, a stepchild, or a foster child who is dependent upon you for financial support. Exception: For purposes of the Life Insurance Plan, the term "children" includes only your natural child or legally adopted child.

To add a new spouse or dependent child to your plan, you must request the required forms from the Trust Office and submit the completed forms within 30 days of the date of marriage, birth, adoption, or legal guardianship. If you do not submit the application for enrollment within this 30-day period, you must wait until the next open enrollment period to add your new dependent. Note: For purposes of the Life Insurance Plan, you must submit an application to enroll your new dependent within 60 days of the date of marriage, birth, or legal adoption. If you do not enroll your dependent for coverage during this 60-day period, you must wait until the next open enrollment period and submit Evidence of Insurability at that time.

Dependent children who are full-time students at an accredited school, college, or university will continue to be eligible for life insurance benefits from 19 years of age through 22 years of age. In order for your dependent child to be covered as a full-time student, you must certify annually, and as requested by the Trust Office, that he or she is a full-time student at an accredited school, college, or university by completing the Student Certification form issued to you by the Trust Office. Failure to submit the required certification will result in cancellation of the child's coverage. You are also responsible for promptly notifying the Trust Office, in writing, of any change in your dependent's eligibility status outside the annual certification.

A dependent child who, upon attaining age 19 has a mental or physical disability which was incurred prior to age 19 and which renders him or her incapable of self-support, will continue to be covered for life insurance benefits as long as the child remains unmarried, disabled, and incapable of self-support, provided that the child was covered under the Plan prior to age 19. You must, however, submit satisfactory proof to the Trust Office of his or her incapacity upon the child attaining age 19 and periodically thereafter when requested. Coverage for such child will terminate upon the earliest of the following: his or her handicap ceases, or insurance would terminate for reasons other than the dependent's age.

Plan Documents & Forms

Contact Trust Office
regarding questions about your benefits

Telephone NumberCustomer Support
(808) 440-6940 (Oahu)
(800) 637-4926
(toll free from Neighbor Islands)

ContactTrust Office
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HSTA VEBA
1259 Aala St., Ste 202
Honolulu, HI 96817

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