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Voluntary Benefit Programs

Long Term Care

HSTA members are eligible for many additional insurance programs like the program offered on this page. Take advantage today!

Long Term Care Insurance for Trust Participants that are HSTA Members
The cost of health care is skyrocketing. The current average monthly charge for nursing home and in-home care in Hawaii continues to rise.

While we don't like to think that anything bad will happen to us or to the ones we love, it's always better to be safe than sorry. Long Term Care Insurance ensures that

  1. you will be taken care of if needed and
  2. your care costs won't jeopardize your nest egg.

If you are an HSTA member and a Trust participant covered under at least one (1) of the Trust’s benefit plans (other than the Trust’s Long Term Care Plan), you and your family members will be eligible to apply for coverage under the Long Term Care Plan. If you are an active Trust participant and enrolled in another Trust plan, you will be automatically enrolled for Long Term Care Base coverage at no cost to you.

What is Long Term Care Insurance
As a result of disability or a prolonged illness, long-term care is the assistance provided when a person is unable to provide for himself or herself. It ranges from providing personal care at home, such as bathing and dressing, to skilled nursing services in a nursing home.

Long-term care is offered through home care agencies, senior centers, adult day care centers, traditional nursing homes, and retirement communities that provide on-going care.

How can I enroll
To eliminate the health questionnaire requirement, Trust Participants have 60 days after becoming an HSTA member to apply for increased Long Term Care coverage, or can sign up during open enrollment periods.

After 60 days, enrollment requires a health questionnaire.

Paying Premiums
To make it easy, premiums for this insurance package are automatically payroll deducted.

UNUM Life Insurance Company of America
(Enrollment forms for Long Term Care Insurance)


Contact Trust Office
regarding questions about your benefits

Telephone NumberCustomer Support
(808) 440-6940 (Oahu)
(800) 637-4926
(toll free from Neighbor Islands)

ContactTrust Office
Contact by Email

Click for MapVisit Us
1259 Aala St., Ste 202
Honolulu, HI 96817

Contact Website Technical Support
regarding questions related to the use of this website.

Toll Free(866) 367-8265