Accident Insurance (AI) – Plan underwritten by MetLife
- Protection for members and their families during unexpected accidents that result in injuries and treatments needed.
- Trust pays $5 of the monthly premium.
- Learn more at the Accident Insurance Link.
Critical Illness Insurance (CII) – Plan underwritten by MetLife
- Offers members a lump-sum payment for covered conditions.
- Learn more at the Critical Illness Insurance Link.
Short Term Income Protection Insurance (STIP) – Plan underwritten by American Fidelity
- Protect your Salary – Up to 60% of your monthly income.
- Option of 90- or 180-day maximum disability.
- Trust pays $10 of the monthly premium.
- Learn more at the STIP.
Long Term Income Protection Insurance (STIP) – Plan underwritten by Hartford
- Protect your Salary – Up to 66-2/3% of your monthly income. (maximum benefit payment $7,000)
- Option of 6- or 9-months elimination period.
- Learn more at the LTIP.
Open Enrollment
February 1 – 28, 2026
Safeguard yourself and your financial situation, enroll in AI, CII, and STIP.
If you have questions, contact the HSTA VEBA Trust Administrative office at 808-440-6940 or 1-800-637-4926.
